body {
	background-color: #000000;
	background-image: url(images/bg-lines.gif);
	margin: 0px;
	padding: 5px;
}
h1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 20px;
	font-style: italic;
	color: #003d7d;
	padding-top: 3px;
	padding-bottom: 2px;
	margin: 0px;
}
h2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-style: italic;
	color: #003d7d;
	padding-top: 3px;
	padding-bottom: 2px;
	margin: 0px;
}
p {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 12px;
	color: #000;
	padding-top: 4px;
	padding-bottom: 4px;
	margin: 0px;
}
td {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 12px;
	color: #000;
}
a, a:link, a:visited {
	color: #003d7d;
}
a:hover, a:active {
	color: #000;
}
ul {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 12px;
	color: #000;
	padding-top: 3px;
	padding-bottom: 2px;
	margin-top: 5px;
	margin-bottom: 5px;
}
li {
	padding-top: 10px;
}

.subhead {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-style: italic;
	font-weight: bold;
	color: #003d7d;
}

.main-cel {
	background-color: #FFFFFF;
	background-image: url(images/tmp-main-bg.gif);
	background-repeat: repeat-x;
	background-position: top;
	border-right: 1px solid #000; 
	border-left: 1px solid #000;
}
.main-content {
	padding: 5px;
}
.btm-bar {
	background-color: #003d7d;
	background-image: url(images/tmp-btm-bar-bg.gif);
	border-right: 1px solid #000; 
	border-left: 1px solid #000;
	border-bottom: 1px solid #000;
}
.btm-nav, a.btm-nav, a.btm-nav:link, a.btm-nav:visited {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #FFF;
	text-decoration:none;
}
a.btm-nav:hover, a.btm-nav:active {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000;
	text-decoration:none;
}
.small-links, a.small-links, a.small-links:link, a.small-links:visited {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #FFF;
	text-decoration:none;
}
a.small-links:hover, a.small-links:active {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #003d7d;
	text-decoration:none;
}

.pic-right {
	padding-bottom: 5px;
	padding-left: 5px;
}
.pic-right-mid {
	padding-top: 5px
	padding-bottom: 5px;
	padding-left: 5px;
}
.pic-left {
	padding-bottom: 5px;
	padding-right: 5px;
}
li.features {
	padding-top: 3px;
}
.bg-loan-app {
	background-image: url(images/bg-loanapp.jpg);
	background-repeat: no-repeat;
	background-position: right top;
}
.bg-contact-us {
	background-image: url(images/bg-img-contact-us.jpg);
	background-repeat: no-repeat;
	background-position: right top;
}